Roof Financing · Northern Colorado
Roof Financing in Northern Colorado
Financing is available for roof work through Upgrade Home Improvement. Ask us for an application link. Checking your options is a soft credit inquiry, so it does not affect your credit score.
Fig. 01 Our truck on a job site
How financing works
Ask for a link, then check your options.
01
Ask us for a link
Financing goes through Upgrade Home Improvement. Ask, and we send you the application link.
02
Check your options
Checking your options is a soft credit inquiry. It does not affect your credit score.
03
Review and decide
Look over what Upgrade offers you and decide whether a loan makes sense for your roof.
04
A hard inquiry only at funding
A hard credit inquiry happens only when a loan is funded.
Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Loans are subject to credit approval. Upgrade is a financial technology company, not a bank.
Before you apply
Know what the roof needs first.
Financing is easier to think through when you know the job. A free inspection gives you documented findings and a written scope, and the decision stays with you.
- A written scope for a repair or a replacement
- The shingle product and color, from the brands we install
- Our 10-year workmanship warranty, with the full terms to read before you sign
Nothing is ordered or scheduled until you have reviewed the scope and signed off.
Fig. 02 Documenting the roof before a scope is written
Roof financing questions
What homeowners ask about financing.
Do you offer roof financing?
Yes. Financing is available through Upgrade Home Improvement. Ask us for an application link.
Will checking my options affect my credit score?
No. Checking your options is a soft credit inquiry that does not affect your score. A hard inquiry happens only when a loan is funded.
How do I apply?
Ask us. We send you the application link from Upgrade.
Who makes the loans?
Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Loans are subject to credit approval.
Is Upgrade a bank?
No. Upgrade is a financial technology company, not a bank.
Should I get an inspection before I apply?
It helps. A free inspection gives you documented findings and a written scope, so you know what the roof needs before you look at financing.
Questions about coverage? See our roof warranty.